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I was thinking about purchasing After Effects later on this month but I was wondering if I would be able to remove/delete the card after paying for it so that it doesn't get charged again the next month (just in case I change my mind or need to take a break) is there any way I can delete this after purchasing?
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SOME programs are available Monthly https://community.adobe.com/t5/Get-Started/Being-charged-for-a-full-year-when-i-m-on-month-to-month/... - links and pictures
If After Effects is not available on a monthly contract, you would be committing to an annual contract with a penalty if you cancel early
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What John said. In addition, you will probably incur penalties of one sort or another if you don't pay on time.