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I have a transparent background and no matter which option I chose at export (Tiff RGB+A) it always makes the alpha areas also black in the picture.
I have tested both export options for TIFF.
(I double-checked: when I open in Photoshop, I'm getting a black area outside instead of transparent.
Windows10, Aftereffects 2021
You got what you asked for, according to your image, so I'm not sure what exactly you are asking. The rest is just down to your PS import settings and an excursion to the channels palette if needed.