When I start a new document use the File menu>New>Document a I select a template from the template (from the default FrameMaker template directory); the default directory is AdobeFrameMaker11/Templates. Somehow the default directory has changed to the last directory where I saved a document. It never did that before. I can't find a preference where the default template directory can be set or changed. (I wonder if a win10 update might have affected things).
Yes, you can add a line to your maker.ini file to specify the default template location. I just found mine in the maker.ini in the Program Files (x86) location, but I think if you add it to your user maker.ini it overrules that one. Have a look for a line in the "[Directories]" section for TemplateDir=whatever path