Is there any way to just buy a version of Photoshop that can be resident on my computer without requiring the cloud or internet or monthly fees?
Photoshop works just as it always has. It doesn't require continuous internet and doesn't run "in the cloud". It's installed on your machine and you save to your own disk. There is an option to save your work in the cloud if you wish.
All it needs is to go online once every 30 days to verify the subscription status.
and there's the rub... it requires internet to verify subscription.
I had Elemetnts and it had apparently expired. It went online to find that out and tell me so. I looke it up in the store and they do have a versiont hat installs from DVD but it says that you have to go online to activate it. That I can do. But if it requires internet to validate every time I want to use it, no can do. Do you know if thats true? Thanks.
The Creative Cloud software verifies the account status on Adobe servers once a day. If the account is in good standing (that is, payment is up-to-date) when the last verification happens, the software status refreshes to run for at least 99 days offline.
Prior to CC, Photoshop going back decades also had to 'phone home' to ensure activation. Even without a subscription. So you'll need to be on the net at least once and awhile.
No can do.
Unfortunately, you would need to find an old disk version of Photoshop. I believe the last version before the subscription was CS5 back in 2010? However, it's hard to find and the ones that do exist go for a pretty penny on Amazon Marketplace and Ebay. While I'm sure downloads exist from the web for it, the disk is more of a guarantee.
And with such an ancient version without subscrption, you'll need an ancient operating system and computer hardware. Seems pointless but not impossible.
"While I'm sure downloads exist from the web for it, the disk is more of a guarantee."
The disk is no guarantee. If you see one one on marketplaces for sale you can virtually guarantee it is a pirated copy. There are no new perpetual license versions (i.e. up to CS6) for sale and have not been for years. Whilst it is possible for a seller to transfer a license if they use Adobe's license transfer service, those on such market places are unlikely to comply.
The last thing you want to do is to try and activate the software only to find you have a blocked copy.