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I am using Photoshop Elements 2020 on a Mac with Mongterey OS. When I go to Create and select one of the projects like calendar I get a pop up the the template is dowloading. However it stops at 0% and the templates do not load. I've tried on Greeting Cards, Photo Book.and Calendar.
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Elements 2020 does not support the Monterey OS. I don't know whether the problems you are experiencing are related to your OS update.