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https://helpx.adobe.com/firefly/using/generative-credits.html
On or soon after January 1, Adobe will be updating their policy on the use of generative AI credits, even for paid Creative Cloud subscribers. The link above will keep you updated when the time comes. Meanwhile, hone your skills using the Remove, Clone, and Content Aware tools BEFORE relying on generative fill in order to avoid surpassing your available credits during a given month.
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On https://account.adobe.com you can check the available credits by clicking your avatar: