Adobe Stock Image used in digital templates for resale

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I am wondering if I can use Adobe Stock images in my digitals templates which I will be reselling on Etsy as a PDF downloand.

For example I make a client history form and use an adobe stock image on that form, will I be able to sell the template as a digital download?

Or if I make digital planners and want to use Adobe stock images in the planner.

Will I need an enhanced license to do this? 

Thanks!

[Abambo]

I do not exactly know, how this looks, but I could imagine that your digital templates could be considered like a book.

If you are doing customer work and customizing the forms according to a customer's request, you will need a licence per customer. In both cases, I would suppose that a standard licence is enough, as the asset is not the main reason for the customer to buy your creation.

Look here for more information on licensing: https://community.adobe.com/t5/stock/links-for-licensing-terms/td-p/11366788
(Disclaimer: As always with licensing, this is my interpretation of the rules. I think they are correct and advice is based on reading and interpreting the licence terms and on fair use for both the buyer and the artist/stock company, but I cannot rule out that my interpretation is wrong. I'm not an Adobe employee).