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Adobe employees do not make other commitments to the licensing terms as what is on the web site. Infact they will point you to the licensing terms.
This said, I think, your interpretation is correct. Extended licenses are needed if you print the image on a T-shirt and sell the T-shirt. Exchange T-shirt with any item you sell, where the added value is the image. You are using the image to put your creations in and you sell your creations only and the image is used only for illustration. So you are good with a standard license.
And yes, you can use the 10 free images for this. Do not forget to cancel after acquiring the assets or you will have a one year committment.
Look here for more information on licensing: https://stock.adobe.com/license-terms.html and https://helpx.adobe.com/stock/help/usage-licensing.html
(Disclaimer: As always with licensing, this is my interpretation of the rules. I think they are correct and advice is based reading and interpreting the license terms and on fair use for both the buyer and the artist/stock company, but I can not rule out that my interpretation is wrong. I'm not an Adobe employee)
thanks for your help! I do think the same way. Meanwhile I received an answer from Adobe that sais like "we dont give legal advices but your use should be okay". I think I will not receive more commitment from Adobe, but this is okay for me for now 😉
But I am much more sure now, thanks to your answer, too.