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I just had a stream of 29 cent sales, dozens all at once.
I would hate for someone to have downloaded all my best vectors, only to have the credit card reversed, and not get the money after all.
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This is an old thread but as it has no answers until now and I feel it could be of general interest, I decided to answer. Sorry darlah36422689 this shouldn't happen.
I would suppose that payement issues are a risk that lies upon Adobe. As long as your files are OK, there should not be a risk for you. I would suspect someone closing down the subscription and just grabbing assets for the remaining credits.