Image # 285128421
Shows a photo frame with a transparent background, but once you remove the transparency layer it reveals that the frame is a solid shape with a shadow over it and so a photo cannot be placed underneath the frame. Useless vector should be fixed or removed. I've wasted so much time trying to make this work in AI.
I downloaded the asset and found it, however, completely usable:
You just and really only need to put your picture at the correct place in the layer and sub-layer hierarchy.
Please let me know if you need further guidance.