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High pressure sales, automatic renewals and refusals to cancel without extra charges. Adobe Stock is a scam and represents everything wrong with the new Adobe. I've been using Aobe programs for 20 years. Their new "customer service" is just theft.
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It's all specified in the terms:
No scam at all, even that it also could be handled more diligently.
If you want to cancel outside the cancel window, I suggest to contact Adobe customer care. Adobe customer care can be contacted here: https://helpx.adobe.com/contact.html - click the small callout at the lower right of the screen and type "agent".
(see also here: https://community.adobe.com/t5/creative-cloud-services/how-to-contact-adobe-support/td-p/11875703)