Is Adobe Stock included in Adobe CC membership?
Adobe Stock is a separate membership from Adobe CC. It has different plans and purchasing options.
But if you're an existing CC member, you can add Stock to your CC membership but at an additional cost.
Please visit Adobe Stock pricing and membership plan | Adobe Stock for more information.
This clarified this for me, but I am still puzzled by this business model.
So even when you pay to have the CC on a monthly basis you still have to purchase each image (or an equally ridiculous monthly subscription) for an over-the-top price? Does someone actually do this?
Well, it looks like a lot are doing that. Incorporating the subscription to stock in the CC subscription would ask for a higher subscription price. I do not think that Adobe is willing to do that. But if I read your hidden request correctly, you would expect that for the subscription costs, you would expect an all inclusive.
There are different points in that:
May I remind that the Adobe business model is currently quite profitable. I do not know the amount of value that stock is creating here. Adobe is, however, putting a lot of effort in to provide high quality stock images. They are (probably) the most picky in their moderation.
But this business model let's you the freedom to take your subscription elsewhere if Adobe stock does not meet your needs.