I'm hoping I've got this wrong but it looks like Adobe will autorenew my stock subscription without asking me. It also appears that I am unable to stop that unless I cancel my subscription early and pay a fee? Or is it that I need to come back just before it finishes and cancel then? Is Adobe really that awful?
(...) it looks like Adobe will autorenew my stock subscription without asking me.
This is not quite correct. It is true that there is an autorenew and there is no possibility to stop that, but before renewing, Adobe sends out a mail informing about the imminent renewal process. If I remember well, the e-mail comes with the start of the last month of the subscription. During that month you can cancel without a fee. If you cancel early, you need to pay half of the remaining due for an annual subscription. So worst case is half of the due for 11 months.
Regards, Abambo Hard- and Software Engineer and Photographer.