This is an old thread but as it has no answers until now and I feel it could be of general interest, I decided to answer. Sorry darlah36422689 this shouldn't happen.
I would suppose that payement issues are a risk that lies upon Adobe. As long as your files are OK, there should not be a risk for you. I would suspect someone closing down the subscription and just grabbing assets for the remaining credits.
Regards, Abambo Hard- and Software Engineer and Photographer.