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Considering upgrading to Elements 2021 version from current 2019 version
Is the upgrade worth it?
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Only you can answer that question. There are a number of new features that I think are worthwhile. And if you use Premiere a lot, and have some decent hardware, performance of both Premiere and the Organizer has significantly improved.
I suggest you download the free trials of Photoshop and Premiere and see for yourself. (Elements 2019 and 2021 are independent programs that can coexist on your computer.)
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Waiting for a discount to purchase
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A discount is always available for owners of a prior version.