xmp files not saving to original file location

Hello -

Previously when I open a raw file to edit in PS, camera raw would save the xmp file in the same drive & folder where the raw file I am altering is located (D drive). But now it automatically saves the xmp PLUS a copy of the raw file to a completely different drive (C) under in the pictures folder. I cannot figure out how switch it so they automatically save to same drive & folder as the original raw image. I don't want to have to move the xmp files plus delete the raw copy with edit. Any insight??