CFXML, CDATA and escaping ]]>

As part of generating an XML document (using CFXML and ToString), we have a section for user comments. As it's user input, we have to treat it as potentially malicous so we wrap the user comment with

<![CDATA[#userComment#]]>

This doesn't cover the corner case of the userComment containing ]]> itself. So we tried to use replace to "escape" the corner case like so

<![CDATA[#replace(userComment, "]]>", "]]]]><![CDATA[>", "ALL")#]]>

This works in testing

"Test ]]> comment" becomes "Test ]]]]><![CDATA[> comment"

 but when we use CFXML (and then toString), it seems that CFXML strips out the ]]><![CDATA[.

Can we use the CDATA approach or should we drop that and just use EncodeForXML?

More details

CF Version: 2021 Update 6

Code summary:

<cfxml variable="xmlReport" casesensitive="yes">
...
<COMMENTS><![CDATA[#replace(userComment, "]]>", "]]]]><![CDATA[>", "ALL")#]]></COMMENTS>
...
</cfxml>

<cfset xmlString = ToString(xmlReport) >