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I'm from Poland, I added one photo in Adobe Stock for a test, I sold one photo for $4. I don't want to sell anymore, nor will I ever pay out this money because the payout is from $10. Do I have to submit a W8 BEN? I have to settle tax in my country if this money is only in my adobe account?
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Payout is from $25, not $10. And yes, you will need to fill out a tax form (which really is more a formality) and you would need to declare the earnings with your tax administration. Your earnings are, however, so small, that they are probably under a threshold value for generating a tax liability. But as I'm not a specialist in Polish tax law, I'm speculating.
If you do not want to continue, you should close your account. See here for more information: https://community.adobe.com/t5/stock-contributors-discussions/i-want-to-delete-my-account-and-to-be-...