It's the other way around. The cover document contains (as a file attachment) the document to be signed. The user opens the attached file, fills in the form, and signs it. The signed file replaces the attachment (by default), so that saving the cover file, with the attached signed file, is the file you get back. Accounting fields are in the cover document (not the signed file) so you can fill those out when you get the package back. Think of the cover file as similar to a FAX cover page and routing slip.
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