Here's a slightly more flexible option, even though it requires a bit more work: Drag your photo or clip to the New Item button at the bottom of the Project panel. This will create a sequence with your clip in it, and it will match the dimensions of the clip. Create a new title while your sequence is active; this will enter the dimensions of the sequence into the dimensions of the title. Name it something like "border" or "frame." In the Title tool, select the Rectangle Tool and draw a box that completely covers the image in the preview panel. Don't worry if it's a little too big or small or off center; you can ignore all the tool values as well. While the rectangle is still selected, go to Title Properties tab, and swivel down the Transform options if they're not already. Change the Width, Height, X Position and Y Position so that they reflect the dimensions of your sequence/clip. For example, if you had an 800x600 photo you were using, you'd set it up like: Width 800, Height 600, X Position 400, Y Position 300. In short, X Position is one-half of Width, and Y Position is one-half of Height. The values should already be close, but you want it perfectly scaled and centered. With the rectangle still selected, uncheck the Fill box; the rectangle will disappear... or so it seems. Click "Add" next to Inner Stroke; leave type as "Edge" but you can change the other values as you like. Increase the Size until you get a border you like, change the Color, etc. (Optional) At this point, you're done with the frame, but you could save it as a template to easily recreate it in other projects. Add the "frame" title into the sequence you created in step #1 above the photo or clip; if you want more of the image visible, scale the clip/photo to suit. Use the sequence you created in step #1 in your final sequence (in other words, nest it). This way, you can animate the framed photo clip, and the frame will move with it. It will also retain the relative size as you increase or decrease the size of the photo. No, it's not as elegant as an effect, but it's workable. Bonus: if you save a template from the frame, when you apply it to a different sized title (e.g. 720x480) it will properly scale and maintain the width ratios.
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