P: Generated images violate user guidelines

You're being charged for using PS Beta, you don't have other apps or plans?

Well pointed... WE SHOULD be at least getting the product free that we're helping to test. Maybe admin reading this could mention this point to upper management ?   Personally, I've spent MANY MANY hourse since the beta started i've reported back on hundreds of poor results and also good ones via the app

Adobe doesn't offer discounts for people helping with beta feedback, so we have a right to vent.

You expect a discount for participating in the Beta phase but you are not offered one?

Then the logical conslusion would seem to be: Don’t participate in the Beta programm. 

Adobe also clearly states that it's not to be used for commercial use at this point.

@RoundRocks GF is not to be used for "work" (Commercial). Not disagreeing with the terms you posted, but needless venting gets us nowhere forward. If it frustrates you to the point of anger, again this is a voluntary program you chose to participate in and can also choose to step away and calm yourself.

@Kevin Stohlmeyer I know. Adobe doesn't offer discounts for people helping with beta feedback, so we have a right to vent. Additionally, the venting here is another type of "feedback" for Adobe to pay attention to.

The primary reason people use the beta GF is not to help Adobe - they are using it for work and providing feedback as a bonus. These flags make it very hard to work.

For months, I, along with many others, have uploaded false warnings to the Dropbox they suggested. If Adobe wished, they could make the necessary changes faster.

A word that is searchable in Adobe stock images should not have been trained to get flagged in the first place. If you can search "tsunami" on Adobe stock, and get many results, GF should allow generating them.

@RoundRocks They are a company offering a public beta for users to test on a voluntary basis and report issues to help make a better product.

Who does Adobe think they are, giving a warning about violating guidlines when trying to generate with the prompt "finger" or "tsunami"? There are so many reports about these false possitive warnings, but it doesn't seem to get any better.

I'm getting this while trying to fill background for a totally G-rated candid photo of a woman with her adult son! 

Encartauk, You have good points. "Have you seen how much mixed bag'real' art is out there, whether in advertisements, album covers, movie posters, packaging, or galleries?" Yes, this has been true since the beginning of art. The task of the designer or artist who cares is to create something better. My own experience with AI creation is that it can take me hours to create something I am happy with. When I look at most of the examples of AI "art" they rarely rise to anything that makes me say "Wow". It depends on what the artist or designer is prompting and how they select and choose the elements that best convey their vision. The prompt becomes the magical words of creation.
But caution is advised. If it's now the age of anyone becoming  'The Sorcerer's Apprentice', drowning is a distinct possibility.