New Person Help

I'm 42 and quadriplegic. I did editing on Final Cut Pro 4.5, and want to get back into it. I earn a living through disability, but will have to discontinue it once my work status changes. I don't want to turn that off until I'm sure I can replace that income. I have nonlinear editing experience and lots of time to learn. I have no plans to profit at moment, and when doing work for anyone (even free) I'll be giving Adobe their monthly sub. I'm to old to qualify for a student discount, and $30 a month is bit much not knowing when be able to turn a profit. Is there any way I can affordability and patiently learn the software?