Type layers in templates could be instantly clickable to edit, but they are not.

I opened up a flyer template – why can't I type into the canvas and edit the copy? You know – headlines, captions, dates, times, etc.? These are the very first things I want to edit to make the template personal and unique. I struggled with this for some time before realizing that the type later was buried deep in the layer order, although many of the templates visually display the type as if they are on top. There should be some Adobe magic here that allows me to just click right in and edit the type. 

PS: The "Topics" you force me to choose below before posting neglect to offer "Tools", "Editing", "Basics", etc.