Adobe support made me try Photoshop CC 2021 and the HDR highlight clipping from 2022 vanished.
Previously, I posted about Photoshop CC 2022 clipping highlights without fail despite the underexposed shot in the bracket not having clipping when using Merge to HDR Pro. No such issue existed in Photoshop CC 2021. I then did a screen share with a support rep from Adobe. The rep made me install Photoshop CC 2021. I tried the same set of bracketed photos with Photoshop CC 2021. I blended the photos with Merge to HDR Pro, saved as 32 bit OpenEXR, made a 16 bit PSD file with Exposure and Gamma with the right numbers entered, adjusted the levels and gamma in new layers, and made a 64X64X64 3D LUT for use in Exposure X7 (a non Adobe program), and took the flat 16 bit TIFF file from Photoshop to Exposure X7 along with the LUT.
The highlight clipping and all the problems with it vanished. The absense of clipping and color banding in Exposure X7 allowed me to adjust the tones, colors, etc. better than Photoshop CC and Lightroom Classic CC without all the problems with conventional HDR program methods.
I have Windows 10 by the way.
