ARRRRG so frustrated with move tool

I have tried to check, uncheck, change layers/group, I have restarted, reset tools, and I am lost. I am not able to move a layer around the work space. Once I open a pic in Photoshop 2020, it stays in the same work area and moving actually moves it around on the layer below instead of the work space. I have tried everything. The move tool used to work. HELP!