Program error while opening PSD files in Photoshop 22.5.1 on Windows 10

I am using a WIN 10 OS desktop pc, running the latest version of Photoshop 2021(version 22.5.1) and I am getting an error message from Photoshop everytime that I try to open a .PSD file from my own computer's hard drive.  The Adobe Photoshop error window states, "Could not complete your request because of a program error."  My only options is to either click, OK, or click on a button that states, "Learn how to fix."  This is really frustrating!  Is anyone else getting the same error dialog box?

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