Release 24.1 crashes frequently whenever using layer made with the select object tool.

"If GPU's are this unstable, is it a good strategy to keep moving more function to a GPU?"

Yes it is good policy because the product can be much faster. 

Many GPUs (mine as an example) isn't at all unstable. 

It's like asking, should the minimum processor requirements for a version of an Adobe product circa 2022 also allow and work with processors circa 2012? This has never been the case. Software from thousands of companies evolves with the hardware and technology. 

Your options are simple and don't require Adobe cripple future functionality and speed:

Live with the current issue (worst option). 

Roll back to older versions that run on your hardware, and stay there. No one forces you to update the software. 

Update your hardware to work with modern software. 

This isn't and shouldn't be an option and, thankfully, isn't: cripple functionality and speed to support old hardware or buggy hardware (which is often the case with GPU issues). 

If GPU's are this unstable, is it a good strategy to keep moving more function to a GPU?

Please note, per mglush, this is a known problem and the downgrae of the GPU drives is a workaround until a fix is found.  Guess I will go backward. 

To go back (revert) to previous versions, use the Adobe Creative Cloud application, next to the product you want to revert, click on... (three little dots) and pick "other versions."
If turning OFF the GPU works, it's a GPU bug, and you need to contact the manufacturer or find out if there's an updated driver for it. This is why disabling GPU is an option as more and more functionality moves to the GPU in newer versions of many Adobe products.

Also see: 

https://helpx.adobe.com/photoshop/kb/photoshop-cc-gpu-card-faq.html

https://helpx.adobe.com/photoshop/kb/acr-gpu-faq.html

Disable third-party graphics accelerators. Third-party GPU overclocking utilities and haxies aren't supported.

Also Photoshop 24.1. Windows 11, and same issue. 

Also, selections on 24.1 are just not as accurate than on previous versions.  But I'm about to throw in the towel and revert to an older version, because PS 24,1 hates the GPU on both of my PS's, including the one I just bought in November!

I would check with your Graphics card manufacturer to see if that would be the right way to go. But definitely try what @TheDigitalDog is suggesting first.

Michelle 

When Photoshop crashes, this is the first thing to do, try resetting your Photoshop preferences. Press and hold Alt+Control+Shift (Windows) or Option+Command+Shift (macOS) immediately after launching Photoshop. You will be prompted to delete the current settings. You can also reset preferences upon a quit if Photoshop is running by going into General Preferences>General>Reset on Quit.

(macOS only) Open the Preferences folder in the Library folder*, and drag the Adobe Photoshop CS Settings folder to the Trash.

If that doesn't fix the issue:
Go to Preferences > Performance... and uncheck Multithreaded Compositing - and restart Photoshop.
Still crashing? 
Go to Preferences > Performance... click Advanced Settings... and uncheck "GPU Compositing" - then restart Photoshop. Still crashing?  

The NVIDIA driver your asking me to install is a downlevel version from the one I already have.  Is this correct?  It is the level I was running before I installed the new level about a week ago.  I was having the same problem on the old level also.