Premiere Elements 2020 add multiple subtitles

Hi,

I am trying to add multiple simple subtitle style texts to a video. The first problem is, it seems to place the text on different layers with little rhyme nor reason (Is there a way to stop that?). The first idea was to manually create the first subtitle and then copy/paste that for styling and position but that changes all the other subtitles to the newly edited text (WHY?).

Is there a way to create/copy a template so I don't have to attempt to position the text and reset all the setting every single time I want a simple text?

Any help greatly appreciated.