Rush Templates that are Reel-friendly for Instagram / IG Stories

I would like some title templates that won't get cut-off by the 'gram... the bottom part of a reel is cut off by the user name/caption/etc so titles/text need to be above that. And, when you display a reel in the grid, the bottom and top 15% are cut off... there are some options but, unless I want a title in the middle of the screen, not a lot (and they're hard to find).