Add New Layer Fill goes BLACK!

When I select LAYER > NEW FILL LAYER > (and select a color other than black) = The fill is always BLACK.  I have restarted, I have updated Photoshop, I am working in an RGB color profile and I started with a brand new file, simple white background and new later... Same results.  Once it fills BLACK it gives me the color picker to select a color, but what is the point of picking a color within NEW FILL LAYER ?  I do see the yellow color I selected next to black box but what am I doing wrong here?  I feel like I used to be able to fill with Gray but no longer.  Please help. Thank you