cannot save file because it is locked.

[wallaceg44330040]

I downloaded my bank statement in psd format and cannot save file in psd or pdf , because it says file is locked.  Can anyone help me solve this problem?

[Trevor.Dennis]

Try Save As and use a different file name.

or

Right click the layer and choose Duplicate, and from the drop-down choose New Then save the new document.

or

Right click and make a Smart Object.   Double click the SO which will open it in a new window as a PSB file, and save that.

I've not actually heard of PSD files being locked.

[Trevor.Dennis]

OK, just realised what is probably going on.

Find the file with File Explorer or Finder

Right click and choose Properties.

Uncheck ​Read Only