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The image that you attached doesn't include text. Would you mind posting another screenshot that shows your canvas and your Layers panel?
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This is a guess as we don't know your layers arrangement, but if a pair or more of layers don't appear to work as expected, try combining them as a Smart Object. Right now though, I am thinking that clipping to a blurred layer might not well, and nor would a threshold layer.
Hmmm I just tried and it does seem to be working for me, but the best bit is I just discovered a cool moiré effect when setting the threshold right on the cusp.
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It seems you might be confusing Transparency and Adjustments.
What you describe seems perfectly expected.
Edit: When an Adjustment Layer is Clipping Masked to a Layer the Adjustment is applied to the pixels’ color values, their transparency is not affected.
One can work-around with a somewhat complex setup including Blend if-settings.
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