Unable to Remove Lorum Ipsum Despite Going to Preferences - Type, etc

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@djtphn123 wrote:
I do not need text In the image. I never added text and have no clue how
that got in there. I need it deleted. So how do I do that?

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There is only one way for it to get there, and that is to click on the canvas with the Type tool and accept the text. Look in your Layers panel, as this creates a Type layer. Delete the layer. (Trash can or right-click.) If you don't see it, show us a screen shot of your Layers panel.

Before Adobe added this placeholder text, I would often see beginners accidentally create 10-12 new type layers, all blank. Having the placeholder text is a visual clue that you have created a type layer, so I like it.

• If you create a Type layer accidentally, you can cancel in the options bar OR accept it and immediately Undo.
• If it's on purpose, the placeholder text is selected and does not need to be deleted first — just start typing to replace the selected text. 

Jane