What a joke

I'm actually amazed at how stupid the adobe stock terms & rules are..I signed up for a few images, didn't read the 5000 pages of T&Cs (yes my fault) I go to cancel early and it's telling me I have to pay hundreds of pounds to cancel so I let it roll thinking maybe in the future i'll use the credits..I come back today 6-8 months later and the cancellation cost is much less (35£) and on the cancellation page it tells me i'll lose my 95 credits that have built up over the last 12 months like wtf?  What kind of animal thought this would be a good idea?  I'm actually baffled at how some of these companies operate.  No wonder piracy against this company is through the roof if this is the way they deal with their paying customers.