How can I earn money from Adobe Stock Contributor using AI? No using photoshop and illustrator.

If you think you can do everything needed with GenAI alone, you’re wrong. It’s impossible to create commercial quality content without proper software, training and editing skills. Find another hobby.

Perhaps you have a camera you can use to capture some nice photographs for Stock. Or if you can draw, make some nice drawings, painting or illustrations for Stock. There are lots of ways to be creative without GenAI. 

You don’t have to use Illustrator or Photoshop - even though they are the best. But you have to use some kind of editing software.

What do you mean image editing software?  

There was a time, obviously, given the amount of AI slop that Adobe moderators used to accept. But those days are essentially over. And it depends what you plan to generate. But 99.99% of everything AI produces is going to require some degree of editing, so you’ll need some kind of image editing software if you hope to have anything accepted on a regular bases. Bottom line, you can’t sell it if it doesn’t get accepted.