How long does it take to get a payout payment?

Adobe got their money which I’m sure was a whole lot more than I got for all my hard work

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Adobe pays higher royalty fees than competing services. 

• Photos, vectors & illustrations: 33%
• Videos: 35%

https://helpx.adobe.com/stock/contributor/payments-earnings/royalties-pricing/royalty-rates-assets.html

Adobe Stock also pays for the website, infrastructure, credit card processing and other related business fees that you don’t have to.  If you think you can reach millions of global customers another way, you’re welcome to try. 

Good luck.

The banking industry says allow 10-15 business days for money transfers to become available.

Uploaded assets that were not accepted into Stock inventory don’t exist.

What you see in your portal are just low-res previews as a reminder of what you submitted.

Keep an Excel spreadsheet with notes about which images you submitted. And store original images on your computer hard drive and an external backup drive to protect against data loss. 

I also use a dedicated backup & recovery service called Backblaze.  Each night, it backs up my computer data to the cloud. 

7 to 10 business days, not counting weekends or the day of withdrawal.

Adobe is not meant as a means to backup images. You need to keep copies of your submitted assets locally or on a server dedicated to storing backups.