Hey @txiawd
When I look at the image you provided it is asking for the text to be translated to English.
When using reference images, I find using just a simple clean image with no text to work best.
Regarding the difference between Adobe 3rd party and.using the Native Models in there native setting.
this is just my opinion.
ChatGPT native setting is different from being a 3rd party model. Native settings are always going to have different perks and options.
Using ChatGPT as a 3rd party model in Adobe may have stricter restrictions. Adobe is family and business/ corporate friendly.
Using Adobe Firefly in Adobe Native environment you will have more perks and options.
Cheers
Nate