I have 497 credits and it says I already ran out and I've barely used firelfy.

Hello @SoulGraffiti and @Mittled,

Thank you for your message. 

There are quite a few plans which have different credit entitlements and different levels of access. In order to answer your question, please reply with the following information:
• Please click on your avatar in the upper right corner and take a screen shot of the box that pops up, but please black out your name and email address.
• Please go to account.adobe.com and take a screen shot of the left two columns showing which plans you have (but do not include the third column that has payment information).

For more information on generative credit consumption, please see Generative credits FAQ and Partner models in Adobe products.

Thanks,
    droopy