Horrible. I will inform all my associates to not use Adobe products. WTF is early cancellation fee!!

It's what you signed up for. If you don't read contracts, you may have many unpleasant surprises, but don't expect much sympathy from your associates.

When you 'click to agree' to the subscription terms while buying a subscription, that means that you really do need to read BEFORE you buy a subscription... https://www.adobe.com/legal/subscription-terms.html

it's a penalty if you opt for an annual plan (for a lower monthly cost than a monthly plan) and you cancel before the end of your 1 year commitment. (like a car or apartment lease.)

if you wanted to use adobe products for less than 1 year, you should select the monthly plan (that has a greater monthly cost than the annual plan) but does not require a time commitment.

obviously, it doesn't make sense to have a higher monthly cost monthly plan and allow users to opt for an annual plan, pay a lower monthly fee and then cancel after a few months with no penalty.