How I cancel my subscription without HUGE financial penalty? The program is diabolical and not fit for purpose.

Thanks, Dave.  But it’s BEFORE Jul 20.  So why the bloated charge of A$159.94 on top of what I’ve already paid?  Surely the USA has consumer protection laws similar to Australia’s?  Yes/No?  A product or service MUST BE FIT FOR PURPOSE AND FREE OF DEFECTS.  

It seems to me, after reading countless posts online about Adobe, that Adobe’s new business model is to sell subscriptions to a program riddled with bugs (with fixes offloaded onto customers struggling to find their way through a maze of constant crashes).  Then Adobe pockets all the exit fees.  

You must have signed up for a yearly price paid monthly. You are still liable for the contract. 

Note the text under the price: