I took the 7 day free trial. It said I'd be charged on the 19th of July 2026. I got charged before I could cancel OR USE PHOTOSHOP. I GOT CHARGED and I haven't used a single thing. Am I eligible for a refund?
If cancelled properly and if you are entitled to a refund, it will be issued within 14 days
See here:
https://helpx.adobe.com/manage-account/using/creative-cloud-subscription-terms.html
and here:
https://helpx.adobe.com/manage-account/using/cancel-subscription.html
You need to have a valid form of payment before you can cancel a subscription and get a refund.
https://helpx.adobe.com/account/individual/billing-and-payments/payment-methods/update-payment-information.html
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