If I change cards without funds, will Adobe try to charge me from my first registered card

Hello friends, I am from a South American country, after a long time I decided to try to buy Photoshop and Illustrator to use the new features, I always found their plans expensive so I found an economic plan that I thought I could afford it however I do not know if it is the bad habit of companies not specify in the ad but as all this was new to me I saw the following offers

at first glance what I understood is that this is the price per month thinking that I could cancel it at any time as I have done in other applications that I have paid, but as they do not specify in the announcement of the offer I bought and without realizing I was trapped in a 12 month contract, and I honestly did not find anything that I could not afford. Honestly I did not find anything new that is why I stopped using it, if I use it sporadically but I can not cancel the plan without paying a penalty, my question is this if I register a card on which I have no funds adobe will try to charge me and when I can not charge me on that card, I will be charged from the first linked card? I don't have many options, they all say change plan but the prices to change to other plans seem expensive.