Photoshop subscription was canceled

I don't know about Adobe, but I personally would refuse your subscription if you violate multiple times your terms. No need, however, to do that the first time, except if I would have high costs because of this. 

Hi @zhivkos1989 

I have moved this from Photoshop to Account, Payment, and Plan since your question is not about how to use Photoshop. I don't know about penalties — only Adobe can tell you that. Here are the subscription terms that you agree to when you sign up:

https://www.adobe.com/legal/subscription-terms.html

Read the cancellation terms for the specific plan you purchase:

"Cancellation Terms

You can cancel your subscription anytime via your Adobe Account page or by contacting Customer Support*. If you cancel within 14 days of your initial order, you’ll be fully refunded. Should you cancel after 14 days, you’ll be charged a lump sum amount of 50% of your remaining contract obligation and your service will continue until the end of that month’s billing period.

* Specific countries require cancellations to be made only by contacting Customer Support. See the list of countries here.

Contact Adobe Customer Care: https://helpx.adobe.com/contact.html 
Click the chat icon in the lower right and type "agent".

The Photography plan is an annual plan. If you are worried that your card may not have money in it later, you can prepay for the year in advance.

~ Jane