사용한적이 없는데 계속 결제되고있었습니다.

Hi @heewon_5174,

Thank you for reaching out.

As checked, you previously had an Adobe Stock plan associated with the Adobe ID used to post this query. This plan has now been cancelled. Please note that it was an annual plan with monthly payments.

If a plan is cancelled within 14 days of purchase:

• There is no cancellation fee.

• You receive a full refund.

• Your account will revert to a free membership.

If cancellation occurs after 14 days:

• An early termination fee of 50% of the remaining contract balance applies.
  For example, if you cancel in the ninth month of your plan, you would be charged 50% of the remaining three months.

Why is there a cancellation fee?
Annual plans are offered at a discounted rate. The early termination fee helps offset the discount provided for the full year.

For more information, please refer to this document:
https://adobe.ly/3T8rZ1D

We hope this clarifies your concern. Please let us know if you need any further assistance.