Layering Issue with Rule Above/Below-Underline–Paragraph Borders

Trying to see if there is a resolution to the following. I want to set up a way to establish a style where I am using both Rule Above and Rule Below for two different purposes. One establishing a white box below the type so that it reads over photos and can adjust based on the type without creating a secondary box and one where it adds a thin rule below the type (an underline) that does the same. The problem is that no matter how I set up the thin rule, on the turn the white rule of second line blocks the thin rule of the line above it. I don't want to change type specs if I don't have to. I know I can adjust the white rule to be smaller so that it doesn't overlap with the thin rule, but I am wondering if there is a way to make the subsequent lines display below the previous ones. Screen shot attached with basic look. The problem with this is that the thin rule needs to be below the descenders. For reference of placement the cyan rule is an offset strikethrough, the only method in which it is not covered by the white rule of the next line. The magenta rule is actually in place on both lines, the first line is just being covered by the white rule of the second line.