Well I get what you're getting at - some sort of AI layout so you import it and it designs the layout - that's the dream for a lot of us.
But a lot of what you are doing might be possible with Object Styles, Paragraph Styles and Character Styles
From what I hear you have a Headline, and the copy and an image. It shouldn't take long to insert this.
An object style can invoke a Paragraph Style at the start of the text frame. And once the Headline style is applied, it can then Apply Next Style which would be your Body Text.
The image, if anchored properly could also possibly be formatted into the right position. Although it would still be manual to place it as it has to be on your computer/server.
Even scripts like Preptext which was talked about a few days ago can save time - it applies the Character styles of Bold, Italic etc throughout the the text in a story and then you can apply the Body Text Style - then you should only have headers left to style.
https://community.adobe.com/t5/indesign-discussions/is-there-a-faster-way-to-clean-up-styles-when-importing-word-docs/td-p/15465645
The way I see it - there's a lot of use in AI - but I don't think it's there yet to implement design and layout, maybe it is now, I don't really keep up with it.
It would be superhandy to have a button that says 'Replace this content with this Word Doc' and it just does it.
There are scripts out there that can help speed things up.
If you tell us even more about the problems you face and why it takes so long we could perhaps help refine your workflow and make it easier for you to complete your work.
If you have a solid idea for AI implementation it would be completely worth posting detailed explanation here
https://indesign.uservoice.com/forums/601021-adobe-indesign-feature-requests