Saturation on mask now defaults to 100%... How do I fix it?

Just yesterday, evertime I apply a mask:

1. it no longers shows red area of the mask by default

By @travism18398340

What is the setting of the Automatically Toggle Overlay command on the Masks panel menu? At least in my testing, whether the Show Overlay option is enabled at mask creation seems to depend on whether Automatically Toggle Overlay is enabled or disabled. If you want Show Overlay to be enabled when you create a mask, make sure Automatically Toggle Overlay is enabled.

At the bottom of the mask panel, check the box to reset the settings when a new mask is created.