placing of transparency in the Layers module is messed up in latest update of Photoshop Elements
Just now Adobe Photoshop Elements 2021 forced an update. The update contains a huge problem in the Layers module that did not previously exist. Layers was working perfectly well before this "update".
TECHNICAL DETAILS OF MY CURRENT INSTALLATION
Adobe Photoshop Elements Version: 19.0 (20210811.m.158081) x64
Operating System: Windows 10 64-bit
Version: 10 or greater
System architecture: Intel CPU Family:6, Model:10, Stepping:9 with MMX, SSE Integer, SSE FP, SSE2, SSE3, SSE4.1, SSE4.2, AVX, HyperThreading
THE PROBLEM
When I use the Place command to insert a mask as a layer I should be getting this ....

Instead I am getting this ---

Please fix !
One other problem: when I click on the "Turn layer off" icon there is about a five second delay before the icon changes to show that it is turned off.
