Premiere Pro and Media Encoder crashing while rendering and even just timeline scrubbing.

Title basically says it. I'm having constant crashes with perfectly stable blackmagic cinema AND Prores footage not only while encoding but often times scrubbing it as well.

This is my basic setup

Windows 11
Intel Core i9-14900KF
MSI PRO Z790-P WIFI (MS-7E06) (U3E1)
NVIDIA GeForce RTX 4070 Ti SUPER

My home computer doesn't crash at all doing this stuff. I do have a 5080 gpu but even back when I was on my 3090, it just never happened.

I've done Hirems Boot USB apps, hardware memory tests, the whole smash far as I know and no hardware errors are ever detected. I wondered if the GPU itself could have a physical issue the system just isn't reporting.

Any ideas would be appreciated. This is my work computer and I do video production full time. I COULD swap the GPU with the one in this little side office we use for podcasting if that might help but I just don't know what to do at this point.