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Hi there, how come my plan is annual plan? I paid monthly and now need pay $711 if I stop the subscription.
There are two types of annual plan:
Looks like you have the 2nd option for Photoshop Single App and you're cancelling at month 3.
So your early termination fee is ($158*9)/2 = $711.
There are much cheaper ways of getting Photoshop, if that's all you want.
Have a look at the Photography Plan for HK$68/month which gives you both Photoshop and Lightroom..
When you 'click to agree' to the subscription terms while buying a subscription, that means that you really do need to read BEFORE you enter your credit card number to buy a subscription... See this page for more information, including a yellow highlited section from the subscription page https://community.adobe.com/t5/account-payment-plan/cancellation/m-p/12153645